Car Finance FAQs
How do I apply?
Application is usually taken over the phone 10min, privacy and quote forms are sent to you email fax post, return supporting docs and privacy.
What do I need to get finance?
Proof of income (payslips, tax return, Centrelink statement) and depending on your situation may require 90 days banking transaction.
How long does it take?
Once we receive supporting documentation, we usually can get you an answer within 24 hours.
How do I repay the loan?
Repayments are usually setup via direct debit and extra repayments can in most cases be made with internet transfer/Bpay to reduce the interest
I am working casually for over a year and I need a car, can you help?
Yes we can, we have many lenders that we can go to.
I have paid defaults on my file, can I still get finance for a car?
Yes, we have a number of lenders are willing to help.
I have been previously declined, do you think you can help?
We have built a strong relationship with our lenders and we negotiate the outcome for you. We also have other options that other finance firms do not have available to them such as accreditation with private financiers.
Can you help me find a car?
Yes we can, we have a lot of dealerships local to your area.
Do you deal with car yards?
Yes we do, we can also help you find a suitable car.
Can I Refinance my loan?
Yes, we have many borrowing options, we can give you a wider choice.
What do Credit One do?
Credit One is a Finance Brokerage. Our purpose is to arrange finance terms and repayments to suit the customer’s needs.
How does Credit One work?
We assess your individual finance needs and match them with the lending options available from our panel of lenders.